PPF Calculator
Estimate your Public Provident Fund maturity value based on your yearly deposit and tenure.
What Is PPF?
The Public Provident Fund is a government-backed savings scheme with a 15-year lock-in, designed for long-term, low-risk wealth building. It falls under the EEE (Exempt-Exempt-Exempt) tax category in India — your deposit, the interest earned, and the maturity amount are all tax-free, which makes it one of the most tax-efficient long-term instruments available.
How This Calculator Works
PPF deposits made at the start of the financial year earn a full year of interest, so this calculator assumes annual deposits compounding yearly at the rate you enter. Since your bank or post office account may vary deposit timing slightly during the year, treat this as a close estimate rather than an exact figure.