SIP Calculator
See how your monthly investments grow over time with compound returns.
What Is SIP?
SIP (Systematic Investment Plan) is a disciplined, low-risk way to build wealth by investing a fixed amount regularly in mutual funds or stocks. Instead of trying to time the market, you invest the same amount every month regardless of market conditions — this averages out price fluctuations and reduces the risk of buying at market peaks.
Why Start a SIP?
- Low entry barrier: Start with as little as ₹500/month.
- Discipline: Automatic deduction builds a regular savings habit.
- Compound growth: Your gains earn returns too, magnifying wealth over decades.
- Rupee-cost averaging: Regular investing reduces the impact of market volatility.
Disclaimer
This calculator assumes a constant annual return rate, which markets never deliver. Returns vary year to year. Past performance is not a guarantee of future results. Consult a financial advisor before investing.